We now enjoy the same tariff on our roaming in Cyprus as we do in the UK, so now no longer make calls to the UK on our Cyprus phone. Also no need to use whatsap or skype anymore for calling back to the UK, as our sim only contract with vodafone covers our calls and texts to the UK.
When in the UK we use our Cyprus PAYG mobile to call Cyprus, as this works out cheaper now, as again, free roaming.
Al, I am sure you would benefit from a move to Cyprus. I am already missing my daily walks along the front and my bike rides around Anarita, and we have only been back a fortnight. (due to being an executor) I read on a post that you had joined a gym as part of your copd rehab. I have been going to our local authority gym as part of my heart bypass rehab. Even though the temperature was 14c today here in North Wales it was windy, so yet another day without much exercise. I would certainly get far more exercise in Cyprus at this time of year.
Another option for you would be a long term stay in a hotel. On one of my bike rides in North Wales I met a couple who live in a motor home in the UK for the summer and then go abroad at the end of October for the winter. They usually go to Spain but had tried Malta once and I told them about Cyprus and the agapinor hotel in the old town.
http://www.agapinorhotel.com.cy/longtermrenting.html