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Be Warned.

Posted: Mon Jul 20, 2020 7:41 pm
by Jim B
Last week my wifes car was hit in a car park shunt. The person whose car hit ours admitted liability but said they had to leave the scene of the accident as they had to collect someone from hospital.
My wife took photographs of the damage and moved her car so the person could leave the scene as my wifes car was blocking the other car in the parking bay.
My wife called the insurance company and a Loss Adjuster arrived and wanted to know where the other driver was.
My wife had the phone number of the other driver and gave it to the Loss Adjuster and it took 3 days to get the other driver to provide their version of events which had changed from the original admission to, "they had reversed into each other", knock for knock.
Fortunately two witnesses agreed to make statements and the other driver admitted fault this afternoon.

My points are
If you are in an accident, take lots of photographs showing damage and position of vehicles.

Try to insist the other driver remains at the scene of the accident.

Look for anyone who witnessed the accident and get their contact numbers.

The Loss Adjuster told me today, it's illegal to leave the scene of an accident but people do and if like our accident both cars are with the same insurance company it doesn't look as if they are making an issue of it.
Finally the Loss Adjuster told me that due to a large number of drivers leaving accident scenes before the Loss Adjuster arrives the insurance companies are petitioning the government to void the insurance of any driver who does.

Jim

Re: Be Warned.

Posted: Mon Jul 20, 2020 9:18 pm
by Maggie B
🤣🤣🤣 Not enough info RW! How did you get his keys off him? A taxi driver!!

Was it a Rugby tackle, polite conversation . . . . Or, a Glasgow kiss?

Only asking.

Maggie

PS Please forgive my flippancy in what I can only imagine was an infuriating situation. 🤐

and PPS Good advice Jim B.

Re: Be Warned.

Posted: Mon Jul 20, 2020 10:18 pm
by WHL
Dash cams save alot of hustle

Re: Be Warned.

Posted: Mon Jul 20, 2020 10:44 pm
by Maggie B
WHL. You would call it hustle. . . . I would call it hassle!!!

But, s'pose Dashcams are the way forward in this life that we lead nowadays. 🤔 Wherever we are on this wee planet.

Maggie B

Re: Be Warned.

Posted: Tue Jul 21, 2020 6:56 am
by JimX
Been a long time Dashcam user here on the island, for several years I also have a rear facing camera, it has already saved my bacon!! do get one SAP.

Re: Be Warned.

Posted: Tue Jul 21, 2020 7:28 am
by Chaddy
4 years ago i ran into a lady on a car park,it was clearly my fault ( a senior moment ). Due to the impact her bumper detached its self from her car and hit the floor.I appologised.give her my insurance details,my phone number,my email address what i had for breakfast that morning you name it.
She picked up the distraut bumper,put it in the boot of her car,said she would be in touch and vanished into the sunset.
That was the last i heard of it,,mmmmmm.